Citizens Roof Inspection

Citizens Insurance has come out with a new inspection to verify the acceptability of existing roofs. As a licensed general contractor we are one of the few home inspection companies qualified to do these inspections.

All roofs must be in good condition with no damage or visible signs of leaks to be eligible for coverage with Citizens. In addition, specific age of roof requirements have been implemented. Roof eligibility does NOT apply to HW-4 and HW-6 policies. Please see the underwriting manuals for each line of business for complete details.

Age of Roof Requirements

Homes over 25 years old with a shingle roof, homes over 50 years old with any other type of roof and mobile homes over 25 years old must have the roof replaced to be eligible for coverage. To assist policyholders, Citizens has created a Roof Condition Certification Form (CIT RCF-1 1108) which may be used to certify the eligibility of the roof. Other acceptable documentation includes a copy of a completed roofing contract or an inspection completed by a licensed roofing contractor, which contains the required information, found on form (If you have any questions, please contact your for assistance.

EXCEPTION – At Least 3 Years of Remaining Useful Life

If the applicant/policyholder can provide proof demonstrating the roof has at least 3 years of remaining useful life (regardless of the actual age of the roof) the application may be submitted unbound with the appropriate roof documentation for consideration. The documentation may be either a properly executed Roof Condition Certification Form (CIT RCF-1 1108) or a statement/inspection from a licensed roofing contractor, which contains the required information found on form (CIT RCF-1 1108).

EXCEPTION – Intent to Comply

If the applicant/policyholder has already entered into a contract to have the roof replaced, the application may be submitted unbound with the following documentation:

  • Signed contract from a licensed roofing contractor stating that the roof will be replaced within 60 days of the requested effective date
  • Photos of each roof slope which adequately represent the current roof condition (at roof level and in addition to the required dwelling photos)
  • Signed Roof Replacement Acknowledgement (CIT RRA-1) form indicating that if the roof is not replaced within 60 days of the requested effective date, the policy will be cancelled and the application may not be resubmitted until the full roof replacement has been made.
    The effective date will be determined once all documentation has been received. Once the roof replacement is completed, you must submit:
  • A “paid-in-full” receipt from roofer stating that the roof was replaced
  • Photos of each slope (at roof level) and updated photos of the dwelling

Citizens Roof Inspectiontestimonials

Absolute professional demeanor and results. Len is extremely thorough, informative, and courteous. His report shed extremely important light on property condition! Many thanks, Len

G.M. |

Len – Great and thorough inspection as usual. We appreciate the quick response to our request to inspect.Thanks Again,Bob SansonePremier Sotheby’s International Realty

B.S. |

I was very impressed and pleased with the quality of work and professionalism Len displayed throughout our inspection process. He was thoughtful and courteous and respectful of the occupants of the home and their belongings. He seemed thorough and yet remained as an impartial third party. He offered helpful and appropriate suggestions. He delivered exactly as his website promised.

T.S. |

I was very impressed and pleased with the quality of work and professionalism Len displayed throughout our inspection process. He was thoughtful and courteous and respectful of the occupants of the home and their belongings. He seemed thorough and yet remained as an impartial third party. He offered helpful and appropriate suggestions. He delivered exactly as his website promised.

T.S. |

Len, you’re the consummate professional. Another job well done.

S.G. |

My suggestion – don’t change a thing! You did an EXCELLENT JOB again. Thorough inspection, perfect explanation to my nervous client and you even went the extra step to hook up her washer and dryer. Thank you, you made my sale much easier.

L.W. |

My suggestion – don’t change a thing! You did an EXCELLENT JOB again. Thorough inspection, perfect explanation to my nervous client and you even went the extra step to hook up her washer and dryer. Thank you, you made my sale much easier.

L.W. |

I appreciated your punctuality, your knowledge, patience in answering questions and your display of “Golden Rule” values. Thank you for creating our home inspection report.

S.B. |

Very professional! Very detailed!

J.D. |

You did a very thorough, careful and professional inspection. You were very prompt, courteous, and non-rushed to complete your job. You checked out every nook and cranny, and I feel as though my client will truly feel satisfied with your report. I would eagerly recommend you to future clients!

K.R. |

Great job thanks.Will consider the roof inspection once completed.Will communicate as to pre-closing inspection.

N.C. |

I will be happy to recommend you in the future. Both the buyer and seller were impressed with your professionalism, as was I.

D.D. |

Very knowledgeable and a professional.

M.S. |

Very thorough and very professional. Thanks, Len. Nice to know that our new home has been evaluated by an inspector who has stellar credentials. Mike and Kathy Cunningham

M.C. |

Thank you for your thorough inspection from top to bottom. I hope that the repairs made to the home are as well done as your inspection was done. I would/will most certainly recommend Len G to anyone.

D.F. |

Len was methodical and thorough. I Would definitely recommend him to anyone buying a home.

L.M. |

Very thorough, knowledgeable and friendly.

C.R. |

Thank you and your team for the professional manner in which you handled this inspection. As a retired Fire Marshal and code enforcement inspector, I appreciate your thorough work.Feel free to use me as a reference if you want to. James S. Hannah

J.H. |

Inspection report is very detailed and very easy to understand!

S.B. |

Len does what he says he’ll do when he says he’ll do it….and he does it well. That is refreshing in today’s business world.L. Nelson, Realtor

L.N. |

Very professional and thorough. However,until we move in we cannot be certain of its accuracy!

W.M. |

The Residential Lifestyle Solution, was developed by 41 West as a unique process to create an ultimate client experience in the design and building of custom homes and condo remodeling in Naples, Bonita, and Marco Island, Florida. It is essential that all of our vendors match the 41 West level of quality, craftsmanship, and service. Inspections by Len Gluckstal insure that every member of the 41 West Team exceeds our clients expectations.

B.B. |

Everything is so smooth and professional

C.B. |

A very thorough inspection. Len is a consummate professional.

P.D. |

Thank you Len for your thorough approach and detailed report. I will be recommending your services to anyone I know who is looking at purchasing a home.

J.S. |

Great working with you!

K.D. |

Impressively thorough and so full of knowledge, the inspection was beyond my expectations. Thank you.

K.M. |

Thank you.

I.G. |

The Residential Lifestyle Solution, created by 41 West, is a unique trademark process to create an ultimate client experience in the design and building of custom homes and condo remodeling in Naples, Bonita, and Marco Island, Florida. It is essential that all of our vendors mat

BJBarone |

The Residential Lifestyle Solution, was developed by 41 West as a unique process to create an ultimate client experience in the design and building of custom homes and condo remodeling in Naples, Bonita, and Marco Island, Florida. It is essential that all of our vendors match the 41 West level of quality, craftsmanship, and service. Inspections by Len Gluckstal insure that every member of the 41 West Team exceeds our clients expectations.

BJBarone |

I enjoyed talking to you last week. When we met at the Herrin trial we were not able to talk. I appreciate you work and we will continue to suggest you to our purchasers. Thank you Summit Capital Management Corp. Edward Olah

EdwardOlah790 |

Very professional and thorough. However,until we move in we cannot be certain of its accuracy!

WalterMyalls427 |

Very pleased with the through inspection you gave my New Purchase. Gives me peace of mind.

PatrickDavis965 |

Len does what he says he’ll do when he says he’ll do it….and he does it well. That is refreshing in today’s business world. L. Nelson, Realtor

LauraNelson913 |

Inspection report is very detailed and very easy to understand!

SeritaBryant821 |

I have no problem referring Len to my clients. I am very happy with the quality of his work and service. I just wish there was a way to get this level of quality and service at a lower price. I know that a person has to make money when you are in business. But, as a Realtor, I do not make money until a transaction occurs. If a deal falls through on a home purchaser, you may want to consider offering a discount to that same customer if they have to purchase another house and require the same type of inspection services on their next attempt to purchase.
Do not disclose or publish this comment!

CharlieMessina361 |

Thank you so much!! We love you!!

LeighaEdin781 |

Thank you and your team for the professional manner in which you handled this inspection. As a retired Fire Marshal and code enforcement inspector, I appreciate your thorough work.Feel free to use me as a reference if you want to. James S. Hannah

James-StewartHannah550 |

Very thorough, knowledgeable and friendly.

ChadRosenstein66 |

Len was methodical and thorough. I Would definitely recommend him to anyone buying a home.

LennyMujica166 |

Thank you for your thorough inspection from top to bottom. I hope that the repairs made to the home are as well done as your inspection was done. I would/will most certainly recommend Len G to anyone. djp

DoloresFinucane411 |

Thanks for the thorough report Len. My husband and I appreciate it.

MelisaAlvis2 |
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